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Wednesday, November 23, 2011

3000 Dollar Cash Advance Loan With No Credit Guaranteed

If you have no credit history, it will be hard to beat the odds of looking for a bank who can let you take a 3000 dollar cash advance loan with no credit. Traditional lenders often use your credit score as a basis to determine credit-worthiness, so a lack of credit transactions will not be able to provide them with sufficient information and to err on the cautious side, most banks do not give large unsecured personal loans to people with no credit history.

If you can't find banks that give no credit check loans, what are the alternatives for a 3000 dollar personal loan? There are other loan options for people with no credit and you may have already heard of guaranteed payday loans with no credit check. A payday loan is a salary advance which allows you to draw a cash advance against your future earnings. The lending criteria to apply for online cash advance loans with no credit check is not that stringent and they are relatively easy to get as long as you are presently employed in a full-time capacity. Direct payday loan lenders do not run traditional credit check on customers and for this reason,  these unsecured cash advance loans are proving very popular with consumers who need a quick loan but have bad credit.

There are drawbacks in using instant one hour payday loans to borrow 3000 dollar cash. One of the disadvantage with online short term payday loans is the high finance fee. Rates will differ from lender to lender but on the average, you can expect a 30 day cash advance for $500 to cost $600 upwards, which account for around $100+  in interest charge for a 1 month loan.


Another issue is that in order to borrow 3000 dollars with a payday loan, you will need to apply with multiple lenders as by law, the maximum sum of money to be loaned out in a single application is $1500. Other state laws may also influence the size of the loan available to you.

Knowing the risks involved with payday loans will help you to make an informed decision. While the finance charge may be higher, it would actually cost you less than if you were to default on other bills or overdrafts. If you need a 3000 dollar payday loan with no credit check guaranteed, sign up here and we will help to match eligible lenders to give you a free quote with no obligations.

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Sunday, November 13, 2011

Need Xmas Cash? How To Get A Loan For Christmas

I Need A Small Loan For Christmas Shopping

Do you need a quick loan before Christmas? After months of careful budgeting and cutting back on expense, many people will go on a splurge in the days leading to Christmas to buy gifts for their loved ones, as well as spending on food, entertainment and whatnot. Many of us will use our salary to fund these expenses but what if you need Xmas cash to cover the cost of Christmas? Would you want to know how to get a $500 loan for Christmas? Or perhaps, you need to borrow cash for Xmas but have bad credit?

If you are a salaried worker, you can actually take a 1000 cash advance on your paycheck from a payday loan lender. These unsecured personal loans, also called bad credit cash advance, help consumers to bridge the gap between paydays by offering emergency financial assistance. We've all dealt with those emergencies before - car repairs, hospital bills, sudden travel expenses, and with a Christmas payday loan with no credit check, you do not have to worry that your bad credit history will prevent you from getting a short term loan for Christmas.

Where Can I Get A Small Christmas Loan With Bad Credit

You can apply for a small Christmas loan online at any time of the day and the approval process for 1 hour payday loans is extremely efficient and takes only a few minutes. Let's take a look at what is required to apply for a bad credit short term cash advance with no faxing needed.

Basically you'll need to be a citizen in this country, United States. Only those 18 and above can apply and you will have to provide details about your present employment as well as having a bank checking or savings account in order to get approved.

You'll need to be a United States citizen, at least 18 years old. You will need to show proof of employment or another source of regular income of $1,000 or more per month. Lastly, you will need to have a bank account in order to get approved.

Christmas Holiday Cash Loans 

Christmas payday lenders will offer a guaranteed cash loan of $1500 at the maximum but not everyone is qualified to borrow 1500 dollars for Christmas shopping as these unsecured loan lenders will consider factors such as your income level, any outstanding payday loan debt before dispensing the cash to you.
To get around the maximum loan amount, some people will try to apply for multiple payday loans with different short term loan companies to get the amount they need. This is not recommended unless you are pretty sure of your ability to pay back the sum.

Once you are certain of meeting the criteria for a small Christmas payday loan with no credit check, you can apply with us for instant cash advances where you'll be able to get easy cash loan in 1 hour.

Just fill out our no obligation form online and we'll send your request to a network of trusted lenders where each lender is carefully selected to ensure that they are all accredited and have the best interest rates for bad credit loans.

Christmas Payday Loan Available, Click Here Directly - One Hour Loans Online

(Free Quotes At No Charges. Limited Offers For Holiday Loans.)

Tuesday, November 8, 2011

Best Place To Borrow 1500 With Bad Credit

Need 1500 dollars today but don't know where is the best place to borrow $1500 with bad credit? Although it is not easy to find a traditional lender who can give loans for people with bad credit, there are other alternative ways to get an unsecured cash loan with no credit check. Let us find out where is the easiest place to borrow 1500 dollars today.

You can apply for online payday cash advance that are meant to provide short term financial assistance. Ranging between $200 to as much as $1500, these unsecured payday loans do not require collateral, and they are among the easiest way to get a guaranteed loan with bad credit. There is no restriction on how you use the money from a payday loan and people usually use them to carry through till their next paycheck.

If you are unable to find long term installment loans due to poor credit history, then the best place to borrow 1500 dollars with bad credit is to use a 30 day payday loan for $1500. Most online loan lenders will be able to let you extend a loan for more than 30 days by paying the finance charge. Therefore, even though it may seem that online payday loans have a short repayment term, it is actually possible to extend and get a monthly installment payday loan for more than 100 days.

My advice is that if you need to borrow 1500 dollars and pay it back monthly, you should avoid short term cash advance loans that is secured by your paycheck. You can search for installment loan lenders with 6 month loans at least, but bear in mind that these direct installment lenders will likely run a credit check on you.

As such, the best place to get a 1500 dollar loan with bad credit comes down to how quickly you need it as well as variables, such as the length of period and cost of using a long term payday loan.

You can find out how much it will cost to borrow 1000 dollars with a payday loan by signing up with our affiliated loan lenders. There is no fee for asking for a quote and you can quickly find out the rates and terms for an online 1500 dollar loan with no faxing. Our trusted direct payday lenders have a high approval rate and many people with very bad credit are able to use their service to get an emergency loan quickly, without much hassle.

Do you want the best place to borrow 1000 dollars and more? Click here to sign up now!